Underwriting Procedure Change


Effective July 1, 2019, SIF will no longer be a market for policy applications where “no insurable interest” is evident.  We will only supply coverage to employers with employees who meet established underwriting criteria.  Applicants that do not have, nor anticipate hiring, employees will receive an expedited declination, allowing them to apply for a policy with the NCCI Residual Market or other carriers. 

SIF offers insurance to Idaho employers who are required, by Idaho Code, to obtain workers’ compensation insurance on their Idaho employees and who are willing to comply with reasonable business terms and conditions.  If you have any questions, please contact your Underwriter. (06-2019)