Privacy Policy

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Last updated May 6, 2024

SIF understands the importance of protecting the confidentiality and security of your personal information. We are committed to protecting your privacy at all levels of our enterprise and developing technology that gives you the most powerful and safe online experience. We do this because we appreciate and value the trust you have placed in us and we continuously strive to earn and maintain that trust.

Our Pledge

We pledge to you that we will never sell your personal information or transfer email addresses or any other personal information to unaffiliated third parties for marketing purposes. Your personal information will be used only for the business purposes as set forth herein. All employees are instructed on the importance of maintaining the confidentiality of such personal information. The unauthorized disclosure of personal information in SIF’s possession is prohibited by law.

Application of this Privacy Policy

This Privacy Policy applies to all personal information gathered by SIF either through personal interaction, traditional mail and delivery services, or the SIF website and governs data collection and usage. By using SIF services and website, you consent to the data practices described in this policy. We take great care to protect your information and use it responsibly. This Privacy Policy discusses how we collect, use, and protect your personal information, as well as your right to access and correct that information. We reserve the right to change this Privacy Policy at any time for any reason without providing you notice. If we modify this Privacy Policy, we will post the changes on this page and change the “Last Updated” date at the top of the page. You are bound by any such revisions and should therefore visit this page routinely so that you remain aware of what we collect, how we use, and under what circumstances we may disclose your information.

Collection of Your Personal Information

SIF collects personal information through a variety of ways that directly identifies, or might reasonably be used to identify, an individual such as yourself. Examples of personal information include a name, address, phone number, email address, social security number, federal employer identification number, driver’s license number, credit or debit card number, policy or claim information, and health information. If you apply for a job or register with our Career Center, personal information may also be collected about your work and educational history. 

Our Use of Your Personal Information

We maintain appropriate physical, electronic, and procedural safeguards to assure the confidentiality and security of your personal information contained in our records. Internally, we restrict access to nonpublic personal information contained in our records about you to our employees who need to know that information to provide services to you. We may use personal information as follows:

  • To provide a quote, underwrite and rate policies, respond to your inquiries, fulfill your requests, and complete your transactions.

  • To process claims submitted by you or your employees.

  • To service your insurance policy with us.

  • To confirm or correct what we know about you.

  • To help us prevent fraud and other crimes.

  • To comply with applicable laws.

  • To perform research or send you surveys.

  • To send you information that we believe may be of interest to you.

  • To personalize your experience with us.

  • To inform you of job opportunities and to evaluate your suitability for a job.

  • To contact you at a telephone number (including cell phones and other wireless devices) you provide to us. We may contact you in person, by recorded message, by the use of automated dialing equipment, by text (SMS) message, or by any other means of communication your device is capable of receiving, as allowed by law and for reasonable business purposes, including to service your policy with us.

  • For our business purposes.

  • As otherwise allowed by law.

How We May Disclose Personal Information

Our disclosure of personal information is limited as follows and in compliance with security protocols outlined herein:

  • Within SIF.

  • To third parties that help us manage or service our business. These third parties can include, but are not limited to, agents or brokers, other insurance companies, regulators, administrators, and service providers that provide services such as website hosting, data analysis, payment processing, SaaS providers and related infrastructure provision. The information provided is limited to that necessary for the purpose of managing or servicing our business.

  • To insurance support organizations and consumer reporting agencies. Information that we share with these organizations, such as your claims history, may be retained by them and disclosed to others.

  • As we believe to be necessary or appropriate: (a) under applicable law; (b) to comply with legal process; (c) to respond to requests from government authorities pursuant to an order or statutory authority; (d) to respond to request from rating organizations, such as the National Council on Compensation Insurance (NCCI),  to which SIF belongs (e) to enforce your workers’ compensation policy terms; (f) to protect our operations; (g) to protect our and/or you or others’ rights, privacy, safety, or property; (h) to detect and prevent fraud; and (i) to allow us to pursue available remedies or limit the damages that we may sustain.

Review of Your Personal Information

You, or your authorized representative, may submit a written request to review, copy and/or request changes to your personal information records in our possession in accordance with Idaho law.

Information Collected Through the Use of SIF’s Website

In addition to the personal information collection and sharing practices described in this Privacy Policy, we use cookies to help us recognize you when you return to our website and thus provide you with a more customized service. SIF also uses common tracking technologies provided by Google Analytics, which may include cookies or similar technologies. The information collected by SIF and Google Analytics through these technologies includes internet browser type, IP address, operating system version, and demographics. We use this information to enhance our ability to serve our current and prospective customers, for fraud detection and prevention, and for security purposes. We only collect information to the extent reasonably necessary to fulfill visitor requests and our legitimate business objectives. We do not respond to browser Do Not Track signals or other similar mechanisms; however, users who do not want their data reported by Google Analytics may install the Google Analytics opt out browser add on. Continued use of our website is your acknowledgement and acceptance of these practices.

Third Party Hyperlinks

If you click on a link to a third party site, you will be taken to websites we do not control. This Privacy Policy does not apply to the privacy practices of those websites.

Safeguarding Personal Information

We seek to use reasonable organizational, technical and administrative security protocols to protect personal information in SIF’s possession. However, no data transmission or storage system can be guaranteed to be 100% secure. Therefore, the information contained in this Privacy Policy should not be construed in any way as warranting the security of information provided to SIF through this website or otherwise. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of any account you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contact Us” section below.

Contact Us

If you have any questions or comments about SIF or this Privacy Policy, please contact us via the Contact Us page.